Legal
Privacy Policy
Effective date: May 2026
1. Who We Are
Retired & Wealthy ("we," "us," "our") publishes educational PDF guides for high-net-worth individuals approaching or in retirement. This Privacy Policy explains what information we collect when you visit this website or purchase one of our guides, how we use it, and what rights you have.
2. Information We Collect
Automatically collected
- IP address, browser type, and device type (standard server logs)
- Pages visited, time on page, and referring URL
- Meta Pixel events — PageView, InitiateCheckout, and Purchase — which fire when you visit this page, begin a checkout, or complete a purchase via Gumroad. This data is transmitted to Meta Platforms, Inc. for ad attribution and retargeting purposes.
Collected at purchase
Purchases are processed by Gumroad, Inc. When you buy, Gumroad collects your name, email address, and payment information. We receive your email address and purchase confirmation only. We do not process, store, or have access to your payment card data.
We do not collect
- Information through contact forms or newsletter signups (this site has none)
- Data requiring account creation (no accounts exist on this site)
3. How We Use Your Information
- To deliver your purchased PDF guide via Gumroad
- To run and optimize paid advertising on Meta platforms (Facebook and Instagram) using the Meta Pixel
- To respond to refund or support requests you initiate by email
4. Third-Party Services
| Service | Purpose |
|---|---|
| Meta Platforms, Inc. | Ad delivery and retargeting via the Meta Pixel |
| Gumroad, Inc. | Payment processing and PDF delivery |
| Google Fonts | Font loading (Cormorant Garamond, Montserrat) |
5. Cookies
This site uses cookies placed by the Meta Pixel for ad attribution and retargeting. We do not set proprietary tracking cookies. To opt out of Meta's interest-based advertising, visit facebook.com/ads/preferences.
6. California Residents (CCPA)
If you are a California resident, you have the right to know what personal information we collect and how we use it, to request deletion of your personal information, and to opt out of the "sale" of your personal information. We do not sell personal data. To exercise these rights, contact us at support@retiredandwealthy.com.
7. EU and UK Visitors
This site is operated from the United States and is directed at US residents. If you access this site from the EU or UK, your data will be processed in the United States. By using this site, you acknowledge this. For GDPR-related inquiries, contact us at support@retiredandwealthy.com.
8. Data Retention
Purchase records (email address, transaction ID) are retained as required for tax and accounting purposes — typically seven years. Server log data is retained for up to 90 days.
9. Children
This site is not directed at individuals under 18. We do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this policy. Changes will be posted on this page with a revised effective date. Continued use of the site after changes constitutes acceptance.
11. Contact
For privacy-related questions or requests: support@retiredandwealthy.com