Legal
Terms of Service
Effective date: May 2026
1. Acceptance
By accessing this website or purchasing any product offered by Retired & Wealthy, you agree to be bound by these Terms of Service. If you do not agree, do not use this site or make a purchase.
2. Nature of Content
All content published by Retired & Wealthy — including our PDF guides — is educational and informational only. Nothing on this site or in our products constitutes personal tax, legal, financial, or investment advice. No advisor-client relationship is created by purchasing or reading our guides.
Tax laws change frequently. Our guides reflect the applicable tax year stated on the cover. You are solely responsible for verifying the applicability of any strategy to your individual circumstances, ideally after consulting a licensed tax or financial adviser.
3. Purchases and Delivery
All purchases are processed by Gumroad, Inc. By completing a purchase you also agree to Gumroad's Terms of Service. Delivery is electronic — your PDF guide is sent to the email address you provide at checkout, immediately upon purchase. If you do not receive your guide within 30 minutes, contact us at support@retiredandwealthy.com.
4. Refund Policy
We offer a 7-day, no-questions-asked refund. To request one, email us at support@retiredandwealthy.com within 7 days of your purchase date, including your order number. We will process your refund within 5 business days. You may keep the PDF.
5. Intellectual Property
All guides, website copy, and content are © 2026 Retired & Wealthy. All rights reserved. You may not redistribute, resell, copy, publicly display, or reproduce any content — in whole or in part — without prior written permission.
6. Disclaimer of Warranties
Our products are provided "as is." We make no warranties, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of any content. Tax laws and regulations change; while we make reasonable efforts to keep content current, we cannot guarantee it reflects the most recent rules at the time of your reading.
7. Limitation of Liability
To the maximum extent permitted by applicable law, our total liability for any claim arising from your use of this site or purchase of a guide is limited to the amount you paid for that product ($57). We are not liable for indirect, incidental, or consequential damages of any kind.
8. Governing Law
These Terms are governed by the laws of the State of California, United States, without regard to conflict of law provisions. Any dispute arising under these Terms shall be resolved in the courts of California.
9. Changes to These Terms
We may update these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of the site after changes constitutes your acceptance.
10. Contact
Questions about these Terms: support@retiredandwealthy.com